Commercial insurance is not just one type of insurance. It is customized to your particular business. If you don’t have company vehicles, you don’t need commercial auto insurance. When it comes to making sure you get commercial insurance, which makes sense for your business having an insurance agent who knows you and your business helps. At BayShield Insurance in San Jose, CA, we are independent agents committed to giving our customers reliable coverage at reasonable prices.
When it comes to commercial/business insurance, some types are more common than others and more universally helpful.
Commercial liability insurance
When people visit your business location, you run the risk of someone being injured in an accident. People can also be injured by a product you create as part of your business. Being sued can cost you your livelihood if you are under-protected.
Commercial property insurance
Damage by a covered event to your business building can put you out of business temporarily and even permanently if you are not covered. This insurance covers the building itself, your inventory, office equipment, and machinery.
Business interruption insurance
If something happens that makes it impossible to do business, this insurance will help you save your business by providing the money you need for day to day expenses and salaries. Be sure to read the exclusions.
When you are looking for the right commercial insurance for your business, no matter how big or small your business is, you want to have coverage that offers you only the protection you need. At BayShield Insurance in San Jose, CA, we work with our clients to ensure the commercial policy we write for them makes sense. Come in and sit down with one of our team to discuss your need and get a free no-obligation quote.