When you are the owner of a home, you need to be able to protect it with an insurance policy. If you don’t have home insurance, you will leave yourself open to financial ruin should a serious event happen to or in your home. It’s important to always keep a home insurance policy the entire time that you own your home. If you own a home and don’t have a home policy, give us a call now at Bayshield Insurance in San Jose, CA to get started.

Why Homeowners Need Home Insurance

It Protects Your Home

There are several different kinds of coverage that come in a standard home insurance policy, and one of the most important is coverage for the dwelling. This covers your home against a broad range of disasters, accidents, and other damaging incidents. When one of these covered events happens to your home, your home policy will pay for the necessary repairs to be performed on your home. This can save you many thousands of dollars in expensive repairs. 

It Covers Your Belongings

When you have home insurance, it doesn’t just protect your home. It also protects everything that is inside it. With home insurance, you have protection in case of a damaging event that destroys or damages what you own. When you add together the value of everything inside your home, it adds up to a significant amount. It’s important to keep it all protected with home insurance. Without this insurance, you could be left with nothing and have to start all over again by replacing everything yourself. With home insurance, the policy pays for replacing those items. 

Protect Yourself Financially

It’s important to have this insurance to keep yourself protected financially. If you own a home and don’t have home insurance, don’t wait. Call us at Bayshield Insurance in San Jose, CA.