Unlike other types of insurance policies that function as standalone policies, umbrella insurance extends beyond another policy with which it pairs. If you’re unsure whether your policy can pair with umbrella insurance, our team at Bayshield Insurance in San Jose, CA, can help you understand your options. This can be not very clear for those who don’t specialize in this industry. If you feel your current insurance policy isn’t sufficient, it might be worth exploring whether umbrella insurance is a viable option for you.
The Utility of Umbrella Insurance
Umbrella insurance is designed to provide extra liability coverage. Business owners and homeowners may be more familiar with it than other types of insurance policyholders. However, umbrella insurance can be paired with various policies beyond commercial and home insurance.
Can Umbrella Insurance Pair with Renter’s Insurance?
While umbrella insurance might seem like a comprehensive solution to all your insurance coverage needs, it unfortunately doesn’t pair with every type of insurance policy. Typically, property owners and commercial business owners are the main individuals who consider getting umbrella insurance, but that doesn’t mean it’s uncommon or impossible for people with other insurance needs to get them met with umbrella insurance. There might be specific umbrella insurance policies designed to enhance protection for renters. Still, it’s best to speak with an agent at our office for more definitive answers to this complex issue.
If you need more coverage than your policy offers, our agents can help you explore your options. Contact us at Bayshield Insurance in San Jose, CA for more information.
