If you own a home in San Jose, CA or the surrounding area, you can turn to Bayshield Insurance for all of your home insurance needs. We are proud to serve our community and look forward to working with you too.
Insurance needs for older homes
When it comes to insuring older homes, there are a few factors to consider:
- Aged infrastructure – if your plumbing and electrical systems haven’t been updated, what would be a small problem in a newer home can become a huge undertaking in an older house. The same is true for roofs, kitchens, and bathrooms.
- Lack of materials – when you need a replacement part for one of the systems in your home, it can be difficult to find ones that will sync with what is already in your house. This means that you may have to replace parts that are still working in order to repair non-working functions.
- Historical homes – owning a piece of local history can be very exciting. However, if your home is registered or otherwise listed as a historical property, you may be required to carry specialized insurance depending on the area in which you live.
All in all, older homes carry a lot of charm and make for wonderful family homes. When it comes to selecting your homeowner’s policy, be sure to review your concerns with your insurance agent. You may or may not need specialized insurance, but it’s important to choose the policy that best meets your needs.
Let us help you find the right protection for your home!
Bayshield Insurance is here to serve all of the insurance needs of the greater San Jose, CA area. We would welcome the opportunity to work with you. Give our office a call today!