Purchasing a new home is a great time to review your security protocols and supplies. The following list includes important considerations for protecting your family in your new home.
Home Security and Monitoring
Current systems are more affordable and accessible to homeowners than ever before. Not only can you keep an eye on your home remotely, record video footage, and lock up while away from home, you may be eligible for a homeowner’s insurance discount for your diligence.
Create a Home Inventory
Make sure it is up to date and includes pictures, receipts if available, and serial numbers if relevant. Keep a copy somewhere outside of your home. Cell phones and home inventory apps make this process more accessible than ever.
Have a Disaster Plan
California is no stranger to natural disasters. Learn the risks in San Jose, CA, and plan accordingly. A few basic things every disaster plan should include:
- Your evacuation route.
- Your family communication plan.
- Shelter options for fire, flood, or earthquake.
- Accommodations for your family’s special needs (medical, dietary, cultural considerations, pets, kids, disability)
Have an Emergency Kit
Your kit should fit into one or two easily carried containers and include items like the following:
- Water – a gallon per person for several days for hydration and sanitation.
- Food – a three-day non-perishable supply with a can opener if necessary.
- A radio, hand-crank preferably.
- Well-stocked first aid kit.
- Dust masks/COVID masks.
- A wrench or pliers to turn off utilities.
- Maps in case your phone service goes down.
- Any specialty items your family needs, like prescriptions, formula, essential documents, and assistive devices.
Review your Homeowners Policy
A new home is an excellent time to assess your insurance needs and ensure you are adequately protected. Your local agent is the best tool you have to ensure you are getting the most for your premium dollars. Stop by or call Bayshield Insurance today to discuss your options.